There is a Difference!
The topic of broad stroke drug and alcohol testing of injured workers and possible OSHA enforcement activity is currently surrounded by much discussion and even more confusion. OSHA recently issued a new publication, titled “Recommended Practices for Anti-Retaliation Programs” and assigned it as..
Imagine a typical day and you’re getting ready to go to work. Being the helpful husband that you are, or at least aspire to be, you start a load of laundry at 7:30 am, right before you head out the door. Your wife arrives home from her job at 4pm and discovers that you now have an indoor pool in..
You are the owner of a building that is damaged by a small fire. The building is covered by a standard commercial property policy, so you submit the claim to your carrier.
Most construction related businesses understand the need for General Liability or Worker’s Compensation insurance and have a basic working knowledge those coverages. However, many business owners may not look closely at some of the exclusions or special nuances of those insurance policies. In..
In last month’s HJI newsletter and benefits blog, we discussed the general principles behind Health Saving Account (HSA) and High Deductible Health Plans (HDHPs) and why they are becoming more and more common in our local market. Today, we are going to highlight one employer’s success story in..
My husband recently had shoulder surgery and his physician wrote him a prescription for oxycodone. He did not end up using the pills and they now sit in a bathroom drawer. How many of you have experienced the same scenario if you recently had a tooth pulled or outpatient surgery?